Info for Homeowners, sellers and/or home buyers The U.S. Homeownership Rate Is Growing The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year: That data shows more than half of the U.S. population live in a home they own, and the percentage […]
Info for Homeowners, sellers and/or home buyers What Would a Recession Mean for the Housing Market?             According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we […]
Info for Homeowners, sellers and/or home buyers What Does the Rest of the Year Hold for Home Prices? Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals. Buying a home. Last Year’s Rapid Home Price Growth Wasn’t the Norm In 2021, home prices appreciated quickly. One reason […]
Info for Homeowners, sellers and/or home buyers Home Partners of America – how the lease purchase works Home Partners of America  What is the Lease Purchase Program? Find a home listed for sale that’s right for you. We buy it and lease it to you with the peace of mind of locked-in rent amounts and purchase prices. Live in the home as a renter with the option to buy it at any […]
Info for Homeowners, sellers and/or home buyers So are we in a recession? Fri July 29, 2022 If you’re confused about whether the US economy is in a recession, you’re not alone. On one hand, gross domestic product, a key measure of economic output, shrank for the second straight quarter this week, raising fears that the country has entered — or will soon enter — recession territory. On the other […]
DIY, Home Improvement, Homeowners Upgrade Your Outdoor Space for $100 or Less   The sizzle of summer is in full effect, and the priority for most homeowners seems to be replicating the spirit and convenience of the indoors, outside. That means making backyards, patios, and decks as comfortable and fun as possible. The appetite for upgrading outdoor spaces is at an all-time high, but with the pressures of inflation, 43% of […]
DIY, Home Improvement, Homeowners Clutter Shame What Is Clutter Shame? Here’s How To Overcome It We all stream renovation and makeover shows and scroll through organizational influencers’ posts on social media. If you’re like us, you hope to feel empowered and connected to the streamlined home life these pros create. But studies and anecdotal evidence increasingly show these visions of (supposedly) […]
Info for Homeowners, sellers and/or home buyers Signs the Housing Market Is Cooling Down—and What This Means for Buyers and Sellers   Despite the sweltering heat, real estate’s red-hot tear is, at long last, slowing down and chilling out. In our series “How’s the Housing Market This Week?” we look at the four crucial indicators: home prices, new listings, days on the market, and mortgage rates. For the week ending July 23 (the most recent research available), all […]
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Info for Homeowners, sellers and/or home buyers 8 Things First-time Homebuyers Need After Moving In—and Always Forget First-time homebuyers are no doubt excited when they move in, and eager to furnish their new digs with all the essentials. But here’s the rub: While they may be thrilled to buy the perfect coffee table and ottomans—and those things are certainly nice to have—they may not be exactly necessary. In the excitement of setting up your […]
DIY, Home Improvement, Homeowners Avoid These Mistakes When Selling Your Home Avoid These Mistakes When Selling Your Home Learn how to get the best price for your house Selling your home can be surprisingly time-consuming and emotionally challenging, especially if you’ve never done it before. At times, it may feel like an invasion of privacy because strangers will come into your home, open your closets and […]
Info for Homeowners, sellers and/or home buyers Mortgage basics – the process Mortgage basics We are positive you can do this. Here’s everything you need to get started. We know that choosing a mortgage is one of the biggest financial decisions of your life, and we’re committed to making your mortgage loan process seamless, friendly and as financially smart for you as possible. Below, we’ll walk you […]
Info for Homeowners, sellers and/or home buyers Closing Cost Calculator: How much are closing costs on a house? Before you own a new home, you’ll need to settle the closing costs on your mortgage and purchase. Our closing cost calculator can help you estimate what these charges will look like to help you prepare for every expenditure when buying a home.   Closing cost calculator     Connect with me, I’m here to […]
Info for Homeowners, sellers and/or home buyers The pros and cons of hiring a Realtor Ready to buy or Sell?   When considering buying a home, you might look for ways to cut costs or avoid some of the hefty fees associated with real estate purchases. Finding the perfect location, building a mortgage loan and settling closing costs are expensive steps towards homeownership, leading to savvy buyers and sellers seeking out […]
Info for Homeowners, sellers and/or home buyers How much house can I afford?   How much house can you afford? It’s an important question to answer before you hire Rupa Nunamaker as your real estate agent and start house hunting. With so many factors to consider — the down payment, interest rates, property taxes and your monthly expenses, to name just a few — answering the seemingly simple […]
Mortgage, Credit, Financing, Buying a Home WHAT RISING MORTGAGE RATES MEAN FOR YOU   Mortgage rates have been making a move. After a period of record lows that roughly spanned the previous two years, rates have been on their way up in 2022. The U.S. central bank has announced its intention to fight inflation with higher interest rates, which means mortgage rates seem poised to continue their rise. […]
Mortgage, Credit, Financing, Buying a Home WHY YOU SHOULD CHECK YOUR CREDIT REPORTS REGULARLY As many as 1 in 3 Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free once per year, and as of this writing, free weekly credit reports are available through December 2022. If you’re not already checking your credit reports, here’s what you need […]
Info for Homeowners, sellers and/or home buyers 5 MORTGAGE MYTHS DEBUNKED Want to be smarter than the average mortgage borrower? Here are five common mortgage myths and the truth behind them. Read on, and you may gain an advantage when deciding what direction to take with your home financing. Myth 1: You need a 20% down payment to buy a home Historically, many homebuyers were required […]
DIY, Home Improvement, Homeowners HOW TO MAKE YOUR HOME PET-FRIENDLY An estimated 67% of U.S. households are home to one or more pets. These animals bring a special joy to many homes, but they also bring unique needs. If you have a pet or plan to get one, here are some ways you can make your home more pet-friendly. Create a special spot Pets, like […]
DIY, Home Improvement, Homeowners WHICH HOME RENOVATIONS ADD THE MOST VALUE? Home renovations are a great way to enhance your home’s space, utility and appearance. Whether it’s an exterior project like adding on a new deck or an interior improvement such as updating the kitchen, there’s no shortage of ways to improve your home. Although almost all renovation projects will increase your home’s value, some have […]
Info for Homeowners, sellers and/or home buyers Inflation Rate vs Interest Rates Inflation is a general increase in the overall price of goods and services over time. The Federal Reserve, the central bank of the United States, tracks inflation rates and inflation trends using several key metrics, including the Consumer Price Index (CPI), to determine how to direct monetary policy. A target inflation rate of 2% is considered ideal […]